Have you sat down today and read your child a book?  did a puzzle or colored a picture?  Told your daughter how pretty she is in her tu-tu and tights?  Told your little guy how tough he looks when he hits that tree with his stick?  Your kids need you to be there and they need you to talk to them.  When our kids are small we get so tired of all the questions, all the “Why Mommy?’s” and the “How come?’s” that we often forget to answer them.  In a few years, if you don’t take the time to answer all these seemingly small questions, the bigger questions won’t be asked of you. They won’t trust you with their big questions.  They’ll think you don’t care or don’t have time to answer or don’t know the answer.  Who do you want answering the questions about sexual purity, about how to handle the catty girl fights, how to deal with a bully, about what is happening to their body, or about who God really is.

Take time today to build trust, earn their respect.  Give them your respect.  Engage in their lives.  Make life fun.  Find their hearts and reach out to them. Take your son with you when you go to change the tire or fix the washing machine.  Let your daughter help choose your outfit for  your date with your husband.  Spending time, lots of time, with them so that you can be there when the big questions are asked.

Tying heart strings with your child is so important.  It builds trust, respect and a relationship that you both are longing for that will last a life time.

My dad never got rid of anything and he was always prepared.  I remember he always kept a band-aid in his wallet.  I still have pretty much everything in the truck that dad had.  ”You never know” he’d say, “when you’re going to need something.”  In fact, I have all dad’s tools and more than once I’ve said to Cindy, “I bet dad has a fix for this!”  I’ll go out to the garage and dig around a little and come up with a plumb-bob or a finishing nail set or a battery post scrubber.  He never got rid of anything and he was always prepared.  I want to pass this on to my kids.  Only, I want to go one step further.  I want my kids to be prepared for anything God wants them to do.  I want them to prepare their hearts, their souls, for the spiritual battle that is in their future.  Dave Ramsey always says “Visa’s got a plan!”  Well, I say “Satan’s got a plan!”  He’s got a plan for ruining my family.  He’s going to try and use my vices, my weaknesses, my children’s naive hearts.  He’s going to try and steal their innocence through the TV and the internet.  I want them to have a plan, so I’d better have a plan.  In the past, at times, I’ve thought to myself, “You are not ready to be a father!”  But, that, too, is part of Satan’s plan.  He wants me to believe that I don’t deserve to be the father of these children.  The plan has ALWAYS been for me to have these children.  God’s plan has always been for me to raise them.  I just need to stick to the plan.  We all need to accept the ministry we have before us…our children.  Don’t make it a secondary task that takes a backseat to even the most noble callings.  His plan for you and your family will be revealed to you as you seek out guidance from the Holy Spirit.

Have a great day and God bless,
—Jason

Cindy and I had a meeting with our insurance guy this week.  I thought I’d write about life insurance.  I know, you’re thinking, “Here it comes, a boring lecture on insurance.”  Well, I do want to talk about it, but I hope it’s not boring.  We purchased a term policy a few years back and have had a couple kids since so we thought we should take a look at our coverage.  It turned out we were under covered.  As we talked with our agent, I realized, in most situations, when there is only one spouse who works, that spouse’s life is insured for a greater amount.  The assumption is that it would be more difficult to replace that income.  Now, I don’t profess to understand the actuary behind insurance, but the idea is that if a spouse dies, your benefit should be enough to allow for the interest it earns in a standard investment in a decent economy (yeah, right) is enough to replace the income of the lost spouse so that your current lifestyle could be maintained.  Meaning, in our situation, that if I died, Cindy could continue to homeschool the kids, living off the interest of investments made with the money received from life insurance.  Okay, I get it, and we didn’t have nearly enough insurance on me to make that happen.  My wife and children would have received a big chunk of dough if I kick the bucket, but it wouldn’t last as long as it needs to last.  So, we get more insurance on me. 

Then I thought, (and I hate to think about it, but that’s what we’re talking about) what if Cindy died?  We had even less insurance on her.  I thought, “that’s okay, I can still work.”  Only, I’d have to homeschool the kids, too, or at least have family friends help me.  There would be great expenses.  I’m guessing I wouldn’t be able to take as many clients and projects as well.  I figure I’d be able to work at about 40% capacity until my children were raised.  We did the math, and it turned out we need as much insurance on her as what we have on me.   Being partners in marriage, family and life, it should’ve been no wonder that would be the case.

You want your family to be taken care of if you die.  I’ll remind you, I’m not an insurance salesman.  I have no affiliations with any insurance salesman.  I just happen to believe in this particular idea.  Look at it this way, the money you spend on a policy pales in comparison to the hardships your family would face if you hadn’t bought it.  I’m not trying to scare you into buying life insurance.  Look into it yourself.  Unless you can afford to self insure (which is my goal, by the way,) you owe it to your family to investigate this issue.

Things to consider:

• Term vs. Whole Life
• Multiple Policy Discounts
• Good Credit Discounts
• Insurance Shopping Techniques

One article I found interesting was an article from money.cnn.com click here.  This article goes through several steps and explains the different aspects of life insurance.  Make sound decisions based on as much information as you can.  If possible, find an agent through a referral from someone you know.  God bless.

By Cindy Nabb

This is a relatively new topic for me. I was given a book (“Making Brothers and Sisters Friends” by Sarah, Stephen and Grace Mally, Tomorrow’s Forefathers, Inc.) by a dear sweet friend of mine who loves to encourage me in the raising of my children. My children and I are reading the book now and have found some interesting topics for discussion. But most of all what I have been reminded of is how God uses our families to grow us. It is no surprise to Him who is in 

our family, how they are wired, their strengths and their weaknesses. He put them there, for our benefit, for our growth. As iron sharpens iron so one man sharpens another. Proverbs This goes for our family as well. Not only our children but also our families of origin and our families that we come into through marriage. Paul was sent first to the Jews and then to the Gentiles. He went to minister to his people first showing us that our firs

t ministry should be to our families. 

I hope this is encouraging for you and I hope that you will join us this month as we discuss this topic. I am no expert and my children as well as myself are working on this daily. 

The greatest commandments; Jesus replied:”‘Love the Lord your God with all your heart and with all your soul and with all your mind.’ This is the firstand greatest commandment. And the second is like it; ‘Love your neighbor as yourself.’ All the Law and the Prophets hang on these two commandments.”

It comes down to choice. Who will we serve and who will we love.